Olean Teachers' and Postal Federal Credit Union

Olean, NY

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.80
Capitalization Index	9.10
Liquidity Index	5.10
Profitability Index	9.20
Stability Index	5.10

Company Info	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1656
Phone Number	(716) 373-0155
Website	www.otpfcu.com

Asset Quality	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.52%
5-Year Asset Growth	4.62%
5-Year Charge-Offs to Average Loans	0.19%
Charge-Offs to Average Loans	-0.02%
Non-Performing Assets to Assets	0.40%
Non-Performing Loans to Capital	3.62%
Non-Performing Loans to Loans	1.12%

Balance Sheet	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	25.96M
Total Deposits	23.04M

Capital and Reserves	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Capital	2.84M
Leverage Ratio	10.93
Loan Loss Reserves to Loans	0.36%

Liquidity	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.66%
Liquidity Ratio	41.80%

Profitability	Olean Teachers' and Postal Federal Credit Union Olean, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.60%
Net Income	283.00K
Net Interest Spread	4.50%
Operating Profit to Average Assets	1.44%
Overhead Efficiency Ratio	58.36%
Return on Assets	1.43%
Return on Equity	14.03%