C
Olean Teachers' and Postal Federal Credit Union
Olean,  NY
Rating Date
May 2024
Net Capital
Ratio
8.82
Leverage
Ratio
8.82
Return On
Assets
1.31%
Total
Assets
25.51M
Capital
2.25M
Total
Deposits
23.16M
Net
Income
83.00K
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Weiss Ratings Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 6.40
Liquidity Index 5.90
Profitability Index 6.20
Stability Index 4.30
Company Info Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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NCUA Charter Number 1656
Phone Number (716) 373-0155
Website www.otpfcu.com
Asset Quality Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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1-Year Asset Growth -0.96%
5-Year Asset Growth 5.54%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 2.95%
Non-Performing Loans to Loans 0.94%
Balance Sheet Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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Total Assets 25.51M
Total Deposits 23.16M
Capital and Reserves Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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Capital 2.25M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 0.78%
Liquidity Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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Hot Money Ratio 0.66%
Liquidity Ratio 44.06%
Profitability Olean Teachers' and Postal Federal Credit Union
Olean, NY 		Click to
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5-Year Return on Average Assets 0.41%
Net Income 83.00K
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 65.84%
Return on Assets 1.31%
Return on Equity 15.04%