C
Garden City Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.17
Leverage
Ratio
8.23
Return On
Assets
1.21%
Total
Assets
14.78M
Capital
1.21M
Total
Deposits
13.47M
Net
Income
45.00K
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Weiss Ratings Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 5.80
Liquidity Index 5.20
Profitability Index 6.70
Stability Index 3.70
Company Info Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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NCUA Charter Number 1657
Phone Number (620) 275-0131
Website www.gctcu.org
Asset Quality Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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1-Year Asset Growth 1.27%
5-Year Asset Growth 5.12%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.92%
Non-Performing Loans to Loans 0.14%
Balance Sheet Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Total Assets 14.78M
Total Deposits 13.47M
Capital and Reserves Garden City Teachers Federal Credit Union
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Capital 1.21M
Leverage Ratio 8.23
Loan Loss Reserves to Loans 0.51%
Liquidity Garden City Teachers Federal Credit Union
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Hot Money Ratio 0.56%
Liquidity Ratio 29.17%
Profitability Garden City Teachers Federal Credit Union
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5-Year Return on Average Assets 0.35%
Net Income 45.00K
Net Interest Spread 5.20%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 78.30%
Return on Assets 1.21%
Return on Equity 15.20%