D
Garden City Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.68
Leverage
Ratio
8.71
Return On
Assets
0.45%
Total
Assets
14.81M
Capital
1.29M
Total
Deposits
13.34M
Net
Income
50.00K
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Weiss Ratings Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Rating D
Asset Quality Index 5.20
Capitalization Index 6.30
Liquidity Index 5.10
Profitability Index 4.00
Stability Index 3.00
Company Info Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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NCUA Charter Number 1657
Phone Number (620) 275-0131
Website www.gctcu.org
Asset Quality Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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1-Year Asset Growth 3.39%
5-Year Asset Growth 5.21%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans -0.28%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 6.86%
Non-Performing Loans to Loans 0.70%
Balance Sheet Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Total Assets 14.81M
Total Deposits 13.34M
Capital and Reserves Garden City Teachers Federal Credit Union
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Capital 1.29M
Leverage Ratio 8.71
Loan Loss Reserves to Loans 0.79%
Liquidity Garden City Teachers Federal Credit Union
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Hot Money Ratio 4.90%
Liquidity Ratio 33.99%
Profitability Garden City Teachers Federal Credit Union
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5-Year Return on Average Assets 0.36%
Net Income 50.00K
Net Interest Spread 5.57%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 89.15%
Return on Assets 0.45%
Return on Equity 5.32%