D
Garden City Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.23
Leverage
Ratio
8.27
Return On
Assets
0.19%
Total
Assets
15.09M
Capital
1.24M
Total
Deposits
13.66M
Net
Income
7.00K
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Weiss Ratings Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Rating D
Asset Quality Index 7.10
Capitalization Index 5.80
Liquidity Index 5.10
Profitability Index 2.20
Stability Index 3.10
Company Info Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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NCUA Charter Number 1657
Phone Number (620) 275-0131
Website www.gctcu.org
Asset Quality Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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1-Year Asset Growth 2.08%
5-Year Asset Growth 5.21%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans -1.22%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.99%
Non-Performing Loans to Loans 0.16%
Balance Sheet Garden City Teachers Federal Credit Union
Garden City, KS 		Click to
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Total Assets 15.09M
Total Deposits 13.66M
Capital and Reserves Garden City Teachers Federal Credit Union
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Capital 1.24M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 0.79%
Liquidity Garden City Teachers Federal Credit Union
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Hot Money Ratio 4.28%
Liquidity Ratio 25.42%
Profitability Garden City Teachers Federal Credit Union
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5-Year Return on Average Assets 0.36%
Net Income 7.00K
Net Interest Spread 5.23%
Operating Profit to Average Assets 0.45%
Overhead Efficiency Ratio 92.06%
Return on Assets 0.19%
Return on Equity 2.26%