| Weiss Ratings |
Members Heritage Credit Union Inc
Lexington, KY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 9.00 | |||
| Company Info |
Members Heritage Credit Union Inc
Lexington, KY |
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| NCUA Charter Number | 166 | |||
| Phone Number | (859) 259-3466 | |||
| Website | www.membersheritage.org | |||
| Asset Quality |
Members Heritage Credit Union Inc
Lexington, KY |
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| 1-Year Asset Growth | 4.59% | |||
| 5-Year Asset Growth | 7.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.39% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Members Heritage Credit Union Inc
Lexington, KY |
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| Total Assets | 538.40M | |||
| Total Deposits | 472.85M | |||
| Capital and Reserves |
Members Heritage Credit Union Inc
Lexington, KY |
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| Capital | 61.73M | |||
| Leverage Ratio | 11.85 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Members Heritage Credit Union Inc
Lexington, KY |
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| Hot Money Ratio | 15.21% | |||
| Liquidity Ratio | 27.86% | |||
| Profitability |
Members Heritage Credit Union Inc
Lexington, KY |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 4.19% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 75.01% | |||
| Return on Assets | 0.84% | |||
| Return on Equity | 7.29% | |||