| Weiss Ratings |
Members Heritage Credit Union Inc
Lexington, KY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 9.00 | |||
| Company Info |
Members Heritage Credit Union Inc
Lexington, KY |
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| NCUA Charter Number | 166 | |||
| Phone Number | (859) 259-3466 | |||
| Website | www.membersheritage.org | |||
| Asset Quality |
Members Heritage Credit Union Inc
Lexington, KY |
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| 1-Year Asset Growth | 3.98% | |||
| 5-Year Asset Growth | 6.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.43% | |||
| Non-Performing Loans to Loans | 0.28% | |||
| Balance Sheet |
Members Heritage Credit Union Inc
Lexington, KY |
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| Total Assets | 559.71M | |||
| Total Deposits | 488.39M | |||
| Capital and Reserves |
Members Heritage Credit Union Inc
Lexington, KY |
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| Capital | 68.62M | |||
| Leverage Ratio | 12.33 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
Members Heritage Credit Union Inc
Lexington, KY |
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| Hot Money Ratio | 15.03% | |||
| Liquidity Ratio | 28.75% | |||
| Profitability |
Members Heritage Credit Union Inc
Lexington, KY |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 2.05M | |||
| Net Interest Spread | 4.65% | |||
| Operating Profit to Average Assets | 0.96% | |||
| Overhead Efficiency Ratio | 79.01% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 6.08% | |||