| Weiss Ratings |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 5.90 | |||
| Company Info |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1662 | |||
| Phone Number | (432) 688-8400 | |||
| Website | www.mccu.coop | |||
| Asset Quality |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.24% | |||
| 5-Year Asset Growth | 5.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.67% | |||
| Charge-Offs to Average Loans | 1.00% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.07% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 494.47M | |||
| Total Deposits | 439.68M | |||
| Capital and Reserves |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 48.76M | |||
| Leverage Ratio | 10.66 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Liquidity |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.15% | |||
| Liquidity Ratio | 14.46% | |||
| Profitability |
My Community Credit Union
Midland, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 288.00K | |||
| Net Interest Spread | 5.11% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 81.49% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.37% | |||