| Weiss Ratings |
My Community Credit Union
Midland, TX |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 6.70 | |||
| Company Info |
My Community Credit Union
Midland, TX |
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| NCUA Charter Number | 1662 | |||
| Phone Number | (432) 688-8400 | |||
| Website | www.mccu.coop | |||
| Asset Quality |
My Community Credit Union
Midland, TX |
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| 1-Year Asset Growth | 6.28% | |||
| 5-Year Asset Growth | 3.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | 0.89% | |||
| Non-Performing Assets to Assets | 1.07% | |||
| Non-Performing Loans to Capital | 9.65% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
My Community Credit Union
Midland, TX |
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| Total Assets | 538.10M | |||
| Total Deposits | 476.53M | |||
| Capital and Reserves |
My Community Credit Union
Midland, TX |
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| Capital | 54.59M | |||
| Leverage Ratio | 10.57 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
My Community Credit Union
Midland, TX |
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| Hot Money Ratio | 17.70% | |||
| Liquidity Ratio | 15.79% | |||
| Profitability |
My Community Credit Union
Midland, TX |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 3.32M | |||
| Net Interest Spread | 6.30% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 80.56% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 8.42% | |||