| Weiss Ratings |
My Community Credit Union
Midland, TX |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 6.10 | |||
| Company Info |
My Community Credit Union
Midland, TX |
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| NCUA Charter Number | 1662 | |||
| Phone Number | (432) 688-8400 | |||
| Website | www.mccu.coop | |||
| Asset Quality |
My Community Credit Union
Midland, TX |
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| 1-Year Asset Growth | 3.02% | |||
| 5-Year Asset Growth | 3.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.74% | |||
| Charge-Offs to Average Loans | 0.92% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.64% | |||
| Non-Performing Loans to Loans | 0.94% | |||
| Balance Sheet |
My Community Credit Union
Midland, TX |
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| Total Assets | 509.41M | |||
| Total Deposits | 451.12M | |||
| Capital and Reserves |
My Community Credit Union
Midland, TX |
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| Capital | 51.74M | |||
| Leverage Ratio | 10.65 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Liquidity |
My Community Credit Union
Midland, TX |
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| Hot Money Ratio | 17.08% | |||
| Liquidity Ratio | 14.69% | |||
| Profitability |
My Community Credit Union
Midland, TX |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 720.00K | |||
| Net Interest Spread | 6.04% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 81.73% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 5.61% | |||