| Weiss Ratings |
E. M. Federal Credit Union
Mesa, AZ |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
E. M. Federal Credit Union
Mesa, AZ |
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| NCUA Charter Number | 1669 | |||
| Phone Number | (480) 633-4435 | |||
| Website | www.emfederalcreditunion.org | |||
| Asset Quality |
E. M. Federal Credit Union
Mesa, AZ |
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| 1-Year Asset Growth | 7.49% | |||
| 5-Year Asset Growth | 6.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 0.72% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
E. M. Federal Credit Union
Mesa, AZ |
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| Total Assets | 11.69M | |||
| Total Deposits | 9.76M | |||
| Capital and Reserves |
E. M. Federal Credit Union
Mesa, AZ |
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| Capital | 1.89M | |||
| Leverage Ratio | 16.20 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
E. M. Federal Credit Union
Mesa, AZ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 32.19% | |||
| Profitability |
E. M. Federal Credit Union
Mesa, AZ |
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| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 86.00K | |||
| Net Interest Spread | 5.25% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 79.81% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 6.18% | |||