| Weiss Ratings |
E. M. Federal Credit Union
Mesa, AZ |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 7.60 | |||
| Company Info |
E. M. Federal Credit Union
Mesa, AZ |
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| NCUA Charter Number | 1669 | |||
| Phone Number | (480) 633-4435 | |||
| Website | www.emfederalcreditunion.org | |||
| Asset Quality |
E. M. Federal Credit Union
Mesa, AZ |
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| 1-Year Asset Growth | 3.71% | |||
| 5-Year Asset Growth | 6.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.05% | |||
| Non-Performing Loans to Capital | 0.33% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
E. M. Federal Credit Union
Mesa, AZ |
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| Total Assets | 11.36M | |||
| Total Deposits | 9.62M | |||
| Capital and Reserves |
E. M. Federal Credit Union
Mesa, AZ |
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| Capital | 1.72M | |||
| Leverage Ratio | 15.16 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
E. M. Federal Credit Union
Mesa, AZ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 21.63% | |||
| Profitability |
E. M. Federal Credit Union
Mesa, AZ |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 16.00K | |||
| Net Interest Spread | 4.07% | |||
| Operating Profit to Average Assets | 0.57% | |||
| Overhead Efficiency Ratio | 85.19% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 3.73% | |||