| Weiss Ratings |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1669 | |||
| Phone Number | (480) 633-4435 | |||
| Website | www.emfederalcreditunion.org | |||
| Asset Quality |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.11% | |||
| 5-Year Asset Growth | 6.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.52% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 11.35M | |||
| Total Deposits | 9.46M | |||
| Capital and Reserves |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.85M | |||
| Leverage Ratio | 16.27 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 18.28% | |||
| Profitability |
E. M. Federal Credit Union
Mesa, AZ |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.52% | |||
| Net Income | 39.00K | |||
| Net Interest Spread | 5.25% | |||
| Operating Profit to Average Assets | 1.37% | |||
| Overhead Efficiency Ratio | 72.54% | |||
| Return on Assets | 1.37% | |||
| Return on Equity | 8.54% | |||