| Weiss Ratings |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 3.30 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 3.90 | |||
| Company Info |
Inner Lakes Federal Credit Union
Westfield, NY |
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| NCUA Charter Number | 1671 | |||
| Phone Number | (716) 326-3858 | |||
| Website | www.innerlakesfcu.org | |||
| Asset Quality |
Inner Lakes Federal Credit Union
Westfield, NY |
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| 1-Year Asset Growth | 7.71% | |||
| 5-Year Asset Growth | 8.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 11.34% | |||
| Non-Performing Loans to Loans | 1.96% | |||
| Balance Sheet |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Total Assets | 156.90M | |||
| Total Deposits | 147.32M | |||
| Capital and Reserves |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Capital | 8.81M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Hot Money Ratio | 7.78% | |||
| Liquidity Ratio | 25.63% | |||
| Profitability |
Inner Lakes Federal Credit Union
Westfield, NY |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 897.00K | |||
| Net Interest Spread | 3.74% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 71.51% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 16.77% | |||