| Weiss Ratings |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 2.60 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 4.00 | |||
| Company Info |
Inner Lakes Federal Credit Union
Westfield, NY |
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| NCUA Charter Number | 1671 | |||
| Phone Number | (716) 326-3858 | |||
| Website | www.innerlakesfcu.org | |||
| Asset Quality |
Inner Lakes Federal Credit Union
Westfield, NY |
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| 1-Year Asset Growth | 8.40% | |||
| 5-Year Asset Growth | 8.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 8.65% | |||
| Non-Performing Loans to Loans | 1.20% | |||
| Balance Sheet |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Total Assets | 145.67M | |||
| Total Deposits | 137.79M | |||
| Capital and Reserves |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Capital | 7.45M | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Inner Lakes Federal Credit Union
Westfield, NY |
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| Hot Money Ratio | 6.45% | |||
| Liquidity Ratio | 25.04% | |||
| Profitability |
Inner Lakes Federal Credit Union
Westfield, NY |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 1.08M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 69.85% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 29.04% | |||