B
Homebase Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Homebase Federal Credit Union
Prince George, VA
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Rating B
Asset Quality Index 7.40
Capitalization Index 7.90
Liquidity Index 4.10
Profitability Index 6.10
Stability Index 6.20
Company Info Homebase Federal Credit Union
Prince George, VA
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NCUA Charter Number 1672
Phone Number (804) 452-0736
Website www.homebasecu.org
Asset Quality Homebase Federal Credit Union
Prince George, VA
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1-Year Asset Growth 4.38%
5-Year Asset Growth 7.42%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.66%
Non-Performing Loans to Capital 6.47%
Non-Performing Loans to Loans 1.26%
Balance Sheet Homebase Federal Credit Union
Prince George, VA
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Total Assets 284.12M
Total Deposits 256.02M
Capital and Reserves Homebase Federal Credit Union
Prince George, VA
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Capital 27.61M
Leverage Ratio 10.56
Loan Loss Reserves to Loans 1.16%
Liquidity Homebase Federal Credit Union
Prince George, VA
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Hot Money Ratio 12.50%
Liquidity Ratio 16.09%
Profitability Homebase Federal Credit Union
Prince George, VA
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5-Year Return on Average Assets 0.64%
Net Income 2.16M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 75.61%
Return on Assets 1.02%
Return on Equity 11.49%