Thinkwise Federal Credit Union
| Weiss Ratings |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 5.60 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 3.90 | |||
| Company Info |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| NCUA Charter Number | 1679 | |||
| Phone Number | (909) 882-2911 | |||
| Website | www.thinkwisecu.org | |||
| Asset Quality |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| 1-Year Asset Growth | 7.32% | |||
| 5-Year Asset Growth | 5.80% | |||
| 5-Year Charge-Offs to Average Loans | 1.17% | |||
| Charge-Offs to Average Loans | 1.01% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.51% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Total Assets | 119.24M | |||
| Total Deposits | 105.54M | |||
| Capital and Reserves |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Capital | 11.03M | |||
| Leverage Ratio | 9.30 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Hot Money Ratio | 10.41% | |||
| Liquidity Ratio | 36.29% | |||
| Profitability |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| 5-Year Return on Average Assets | -0.20% | |||
| Net Income | 395.00K | |||
| Net Interest Spread | 6.04% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 83.59% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 4.89% | |||