Thinkwise Federal Credit Union
| Weiss Ratings |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.70 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 3.90 | |||
| Company Info |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| NCUA Charter Number | 1679 | |||
| Phone Number | (909) 882-2911 | |||
| Website | www.thinkwisecu.org | |||
| Asset Quality |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| 1-Year Asset Growth | 6.32% | |||
| 5-Year Asset Growth | 5.80% | |||
| 5-Year Charge-Offs to Average Loans | 1.17% | |||
| Charge-Offs to Average Loans | 0.98% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.60% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Total Assets | 117.34M | |||
| Total Deposits | 105.83M | |||
| Capital and Reserves |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Capital | 10.79M | |||
| Leverage Ratio | 9.25 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| Hot Money Ratio | 10.16% | |||
| Liquidity Ratio | 36.29% | |||
| Profitability |
Thinkwise Federal Credit Union
San Bernardino, CA |
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| 5-Year Return on Average Assets | -0.20% | |||
| Net Income | 163.00K | |||
| Net Interest Spread | 5.82% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 88.62% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.04% | |||