B
Hawaii Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
7.80
Leverage
Ratio
9.50
Return On
Assets
0.69%
Total
Assets
766.83M
Capital
59.70M
Total
Deposits
702.50M
Net
Income
2.63M
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Weiss Ratings Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Rating B
Asset Quality Index 7.70
Capitalization Index 5.40
Liquidity Index 3.20
Profitability Index 4.30
Stability Index 5.50
Company Info Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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NCUA Charter Number 168
Phone Number (808) 930-7700
Website www.hicommfcu.com
Asset Quality Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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1-Year Asset Growth 4.91%
5-Year Asset Growth 5.99%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.52%
Non-Performing Loans to Capital 6.35%
Non-Performing Loans to Loans 0.96%
Balance Sheet Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Total Assets 766.83M
Total Deposits 702.50M
Capital and Reserves Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Capital 59.70M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 0.81%
Liquidity Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Hot Money Ratio 13.49%
Liquidity Ratio 17.43%
Profitability Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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5-Year Return on Average Assets 0.40%
Net Income 2.63M
Net Interest Spread 3.21%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 77.35%
Return on Assets 0.69%
Return on Equity 9.15%