B
Hawaii Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.26
Leverage
Ratio
9.76
Return On
Assets
0.85%
Total
Assets
769.77M
Capital
63.44M
Total
Deposits
702.25M
Net
Income
4.89M
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Weiss Ratings Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Rating B
Asset Quality Index 8.90
Capitalization Index 5.90
Liquidity Index 3.10
Profitability Index 5.00
Stability Index 5.70
Company Info Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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NCUA Charter Number 168
Phone Number (808) 930-7700
Website www.hicommfcu.com
Asset Quality Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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1-Year Asset Growth 5.87%
5-Year Asset Growth 5.99%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.64%
Non-Performing Loans to Loans 0.58%
Balance Sheet Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Total Assets 769.77M
Total Deposits 702.25M
Capital and Reserves Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Capital 63.44M
Leverage Ratio 9.76
Loan Loss Reserves to Loans 0.79%
Liquidity Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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Hot Money Ratio 14.39%
Liquidity Ratio 16.14%
Profitability Hawaii Community Federal Credit Union
Kailua-Kona, HI 		Click to
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5-Year Return on Average Assets 0.40%
Net Income 4.89M
Net Interest Spread 3.27%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 74.87%
Return on Assets 0.85%
Return on Equity 11.09%