| Weiss Ratings |
SMART Federal Credit Union
Columbus, OH |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 5.10 | |||
| Company Info |
SMART Federal Credit Union
Columbus, OH |
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| NCUA Charter Number | 1680 | |||
| Phone Number | (614) 261-0650 | |||
| Website | www.smartfedcu.com | |||
| Asset Quality |
SMART Federal Credit Union
Columbus, OH |
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| 1-Year Asset Growth | -2.07% | |||
| 5-Year Asset Growth | 2.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.28% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.50% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
SMART Federal Credit Union
Columbus, OH |
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| Total Assets | 35.31M | |||
| Total Deposits | 31.15M | |||
| Capital and Reserves |
SMART Federal Credit Union
Columbus, OH |
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| Capital | 3.69M | |||
| Leverage Ratio | 10.44 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
SMART Federal Credit Union
Columbus, OH |
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| Hot Money Ratio | 6.54% | |||
| Liquidity Ratio | 33.04% | |||
| Profitability |
SMART Federal Credit Union
Columbus, OH |
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| 5-Year Return on Average Assets | 0.21% | |||
| Net Income | 20.00K | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.24% | |||
| Overhead Efficiency Ratio | 93.86% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.18% | |||