C
Sea Air Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Sea Air Federal Credit Union
Seal Beach, CA
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 0.00
Stability Index 6.70
Company Info Sea Air Federal Credit Union
Seal Beach, CA
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NCUA Charter Number 1685
Phone Number (888) 732-2471
Website www.seaairfcu.org
Asset Quality Sea Air Federal Credit Union
Seal Beach, CA
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1-Year Asset Growth -3.19%
5-Year Asset Growth -2.09%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.55%
Non-Performing Loans to Loans 0.22%
Balance Sheet Sea Air Federal Credit Union
Seal Beach, CA
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Total Assets 118.27M
Total Deposits 89.71M
Capital and Reserves Sea Air Federal Credit Union
Seal Beach, CA
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Capital 27.60M
Leverage Ratio 24.11
Loan Loss Reserves to Loans 0.52%
Liquidity Sea Air Federal Credit Union
Seal Beach, CA
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Hot Money Ratio 18.54%
Liquidity Ratio 30.99%
Profitability Sea Air Federal Credit Union
Seal Beach, CA
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5-Year Return on Average Assets -0.50%
Net Income -850.00K
Net Interest Spread 2.12%
Operating Profit to Average Assets -0.61%
Overhead Efficiency Ratio 126.61%
Return on Assets -0.94%
Return on Equity -4.09%