C
West Branch Valley Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.32
Leverage
Ratio
8.59
Return On
Assets
0.51%
Total
Assets
49.91M
Capital
4.15M
Total
Deposits
44.83M
Net
Income
125.00K
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Weiss Ratings West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 5.90
Liquidity Index 4.50
Profitability Index 4.50
Stability Index 3.10
Company Info West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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NCUA Charter Number 1686
Phone Number (570) 323-9407
Website www.wbvfcu.org
Asset Quality West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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1-Year Asset Growth -1.58%
5-Year Asset Growth 3.45%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 1.14%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.96%
Non-Performing Loans to Loans 0.46%
Balance Sheet West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Total Assets 49.91M
Total Deposits 44.83M
Capital and Reserves West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Capital 4.15M
Leverage Ratio 8.59
Loan Loss Reserves to Loans 0.85%
Liquidity West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Hot Money Ratio 3.56%
Liquidity Ratio 23.16%
Profitability West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 125.00K
Net Interest Spread 3.79%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 79.00%
Return on Assets 0.51%
Return on Equity 6.15%