C
West Branch Valley Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.26
Leverage
Ratio
8.63
Return On
Assets
0.89%
Total
Assets
49.47M
Capital
4.09M
Total
Deposits
45.06M
Net
Income
109.00K
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Weiss Ratings West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 5.90
Liquidity Index 4.80
Profitability Index 4.10
Stability Index 3.10
Company Info West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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NCUA Charter Number 1686
Phone Number (570) 323-9407
Website www.wbvfcu.org
Asset Quality West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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1-Year Asset Growth -3.41%
5-Year Asset Growth 3.45%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 5.31%
Non-Performing Loans to Loans 0.90%
Balance Sheet West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Total Assets 49.47M
Total Deposits 45.06M
Capital and Reserves West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Capital 4.09M
Leverage Ratio 8.63
Loan Loss Reserves to Loans 0.94%
Liquidity West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Hot Money Ratio 4.31%
Liquidity Ratio 24.89%
Profitability West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 109.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 78.34%
Return on Assets 0.89%
Return on Equity 10.89%