C
West Branch Valley Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.80
Leverage
Ratio
8.90
Return On
Assets
0.62%
Total
Assets
49.33M
Capital
4.34M
Total
Deposits
44.23M
Net
Income
229.00K
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Weiss Ratings West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 6.40
Liquidity Index 4.20
Profitability Index 5.60
Stability Index 3.10
Company Info West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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NCUA Charter Number 1686
Phone Number (570) 323-9407
Website www.wbvfcu.org
Asset Quality West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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1-Year Asset Growth 0.09%
5-Year Asset Growth 3.45%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 3.07%
Non-Performing Loans to Loans 0.47%
Balance Sheet West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Total Assets 49.33M
Total Deposits 44.23M
Capital and Reserves West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Capital 4.34M
Leverage Ratio 8.90
Loan Loss Reserves to Loans 0.96%
Liquidity West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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Hot Money Ratio 3.40%
Liquidity Ratio 21.48%
Profitability West Branch Valley Federal Credit Union
Williamsport, PA 		Click to
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5-Year Return on Average Assets 0.26%
Net Income 229.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 77.05%
Return on Assets 0.62%
Return on Equity 7.41%