B
Excel Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Excel Federal Credit Union
Norcross, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.00
Liquidity Index 3.80
Profitability Index 6.70
Stability Index 7.70
Company Info Excel Federal Credit Union
Norcross, GA
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NCUA Charter Number 1688
Phone Number (770) 441-9235
Website www.excelfcu.org
Asset Quality Excel Federal Credit Union
Norcross, GA
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1-Year Asset Growth 2.29%
5-Year Asset Growth 7.35%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.58%
Balance Sheet Excel Federal Credit Union
Norcross, GA
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Total Assets 173.07M
Total Deposits 123.28M
Capital and Reserves Excel Federal Credit Union
Norcross, GA
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Capital 20.41M
Leverage Ratio 11.70
Loan Loss Reserves to Loans 0.37%
Liquidity Excel Federal Credit Union
Norcross, GA
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Hot Money Ratio 9.65%
Liquidity Ratio 20.91%
Profitability Excel Federal Credit Union
Norcross, GA
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5-Year Return on Average Assets 0.85%
Net Income 281.00K
Net Interest Spread 4.09%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 87.41%
Return on Assets 0.65%
Return on Equity 5.47%