C
West Michigan Postal Service Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.56
Leverage
Ratio
12.55
Return On
Assets
0.92%
Total
Assets
7.14M
Capital
897.00K
Total
Deposits
6.17M
Net
Income
32.00K
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Weiss Ratings West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Rating C
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 6.50
Stability Index 4.30
Company Info West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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NCUA Charter Number 1703
Phone Number (231) 722-3921
Website www.wmpsfcu.com
Asset Quality West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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1-Year Asset Growth 2.62%
5-Year Asset Growth 0.83%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans -0.39%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 1.82%
Non-Performing Loans to Loans 0.38%
Balance Sheet West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Total Assets 7.14M
Total Deposits 6.17M
Capital and Reserves West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Capital 897.00K
Leverage Ratio 12.55
Loan Loss Reserves to Loans 1.17%
Liquidity West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Hot Money Ratio 17.83%
Liquidity Ratio 47.34%
Profitability West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 32.00K
Net Interest Spread 5.54%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 80.20%
Return on Assets 0.92%
Return on Equity 7.25%