C
West Michigan Postal Service Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
11.34
Leverage
Ratio
11.34
Return On
Assets
0.80%
Total
Assets
7.22M
Capital
819.00K
Total
Deposits
6.36M
Net
Income
14.00K
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Weiss Ratings West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 9.70
Liquidity Index 5.00
Profitability Index 5.70
Stability Index 3.70
Company Info West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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NCUA Charter Number 1703
Phone Number (231) 722-3921
Website www.wmpsfcu.com
Asset Quality West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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1-Year Asset Growth -0.97%
5-Year Asset Growth 1.88%
5-Year Charge-Offs to Average Loans 0.18%
Charge-Offs to Average Loans 0.89%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.40%
Non-Performing Loans to Loans 0.84%
Balance Sheet West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Total Assets 7.22M
Total Deposits 6.36M
Capital and Reserves West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Capital 819.00K
Leverage Ratio 11.34
Loan Loss Reserves to Loans 0.47%
Liquidity West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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Hot Money Ratio 18.67%
Liquidity Ratio 47.08%
Profitability West Michigan Postal Service Federal Credit Union
Muskegon, MI 		Click to
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5-Year Return on Average Assets 0.55%
Net Income 14.00K
Net Interest Spread 5.31%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 84.54%
Return on Assets 0.80%
Return on Equity 6.90%