B
Neches Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neches Federal Credit Union
Port Neches, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 9.80
Stability Index 5.70
Company Info Neches Federal Credit Union
Port Neches, TX
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NCUA Charter Number 1704
Phone Number (409) 722-1174
Website www.nechesfcu.org
Asset Quality Neches Federal Credit Union
Port Neches, TX
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1-Year Asset Growth 10.18%
5-Year Asset Growth 8.53%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.60%
Non-Performing Loans to Loans 0.30%
Balance Sheet Neches Federal Credit Union
Port Neches, TX
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Total Assets 1.08B
Total Deposits 910.48M
Capital and Reserves Neches Federal Credit Union
Port Neches, TX
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Capital 163.78M
Leverage Ratio 15.24
Loan Loss Reserves to Loans 0.87%
Liquidity Neches Federal Credit Union
Port Neches, TX
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Hot Money Ratio 25.19%
Liquidity Ratio 15.94%
Profitability Neches Federal Credit Union
Port Neches, TX
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5-Year Return on Average Assets 1.40%
Net Income 14.08M
Net Interest Spread 4.67%
Operating Profit to Average Assets 2.16%
Overhead Efficiency Ratio 64.74%
Return on Assets 1.79%
Return on Equity 12.01%