B
Neches Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 8.90
Stability Index 6.30
Company Info Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1704
Phone Number (409) 722-1174
Website www.nechesfcu.org
Asset Quality Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.34%
5-Year Asset Growth 9.54%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.90%
Non-Performing Loans to Loans 0.35%
Balance Sheet Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 950.96M
Total Deposits 795.80M
Capital and Reserves Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 141.93M
Leverage Ratio 15.19
Loan Loss Reserves to Loans 0.81%
Liquidity Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 18.61%
Liquidity Ratio 17.62%
Profitability Neches Federal Credit Union
Port Neches, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.54%
Net Income 2.85M
Net Interest Spread 3.88%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 73.25%
Return on Assets 1.21%
Return on Equity 8.02%