B
Neches Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neches Federal Credit Union
Port Neches, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 9.70
Stability Index 6.30
Company Info Neches Federal Credit Union
Port Neches, TX
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NCUA Charter Number 1704
Phone Number (409) 722-1174
Website www.nechesfcu.org
Asset Quality Neches Federal Credit Union
Port Neches, TX
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1-Year Asset Growth 10.61%
5-Year Asset Growth 8.53%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.37%
Balance Sheet Neches Federal Credit Union
Port Neches, TX
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Total Assets 1.06B
Total Deposits 889.28M
Capital and Reserves Neches Federal Credit Union
Port Neches, TX
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Capital 158.88M
Leverage Ratio 15.15
Loan Loss Reserves to Loans 0.85%
Liquidity Neches Federal Credit Union
Port Neches, TX
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Hot Money Ratio 22.70%
Liquidity Ratio 16.30%
Profitability Neches Federal Credit Union
Port Neches, TX
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5-Year Return on Average Assets 1.40%
Net Income 9.17M
Net Interest Spread 4.62%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 65.49%
Return on Assets 1.77%
Return on Equity 11.92%