C
Proponent Federal Credit Union
NutleyNJ
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 0.40
Stability Index 8.20
Company Info Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 171
Phone Number (973) 338-1133
Website www.profcu.org
Asset Quality Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.24%
5-Year Asset Growth 1.95%
5-Year Charge-Offs to Average Loans 0.53%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 7.63%
Non-Performing Loans to Loans 1.28%
Balance Sheet Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 524.33M
Total Deposits 442.69M
Capital and Reserves Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 65.90M
Leverage Ratio 13.68
Loan Loss Reserves to Loans 1.49%
Liquidity Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.24%
Liquidity Ratio 14.24%
Profitability Proponent Federal Credit Union
Nutley, NJ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.43%
Net Income -287.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets 0.07%
Overhead Efficiency Ratio 98.22%
Return on Assets -0.22%
Return on Equity -1.75%