| Weiss Ratings |
Proponent Federal Credit Union
Nutley, NJ |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 7.60 | |||
| Company Info |
Proponent Federal Credit Union
Nutley, NJ |
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| NCUA Charter Number | 171 | |||
| Phone Number | (800) 457-8058 | |||
| Website | www.profcu.org | |||
| Asset Quality |
Proponent Federal Credit Union
Nutley, NJ |
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| 1-Year Asset Growth | -0.99% | |||
| 5-Year Asset Growth | 1.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 0.88% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 5.30% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Proponent Federal Credit Union
Nutley, NJ |
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| Total Assets | 503.01M | |||
| Total Deposits | 432.66M | |||
| Capital and Reserves |
Proponent Federal Credit Union
Nutley, NJ |
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| Capital | 62.97M | |||
| Leverage Ratio | 14.14 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Liquidity |
Proponent Federal Credit Union
Nutley, NJ |
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| Hot Money Ratio | 14.48% | |||
| Liquidity Ratio | 8.46% | |||
| Profitability |
Proponent Federal Credit Union
Nutley, NJ |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 325.00K | |||
| Net Interest Spread | 3.58% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 86.34% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 2.07% | |||