| Weiss Ratings |
Proponent Federal Credit Union
Nutley, NJ |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
Proponent Federal Credit Union
Nutley, NJ |
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| NCUA Charter Number | 171 | |||
| Phone Number | (973) 338-1133 | |||
| Website | www.profcu.org | |||
| Asset Quality |
Proponent Federal Credit Union
Nutley, NJ |
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| 1-Year Asset Growth | -0.54% | |||
| 5-Year Asset Growth | 1.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.62% | |||
| Charge-Offs to Average Loans | 0.55% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 6.74% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
Proponent Federal Credit Union
Nutley, NJ |
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| Total Assets | 501.10M | |||
| Total Deposits | 429.26M | |||
| Capital and Reserves |
Proponent Federal Credit Union
Nutley, NJ |
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| Capital | 66.07M | |||
| Leverage Ratio | 14.44 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
Proponent Federal Credit Union
Nutley, NJ |
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| Hot Money Ratio | 17.40% | |||
| Liquidity Ratio | 8.84% | |||
| Profitability |
Proponent Federal Credit Union
Nutley, NJ |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 1.56M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 83.46% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.25% | |||