| Weiss Ratings |
Excite Credit Union
San Jose, CA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 3.60 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 3.30 | |||
| Company Info |
Excite Credit Union
San Jose, CA |
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| NCUA Charter Number | 1723 | |||
| Phone Number | (408) 265-7322 | |||
| Website | www.excitecu.org | |||
| Asset Quality |
Excite Credit Union
San Jose, CA |
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| 1-Year Asset Growth | -4.70% | |||
| 5-Year Asset Growth | 7.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.58% | |||
| Charge-Offs to Average Loans | 1.21% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 9.35% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Excite Credit Union
San Jose, CA |
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| Total Assets | 687.62M | |||
| Total Deposits | 580.10M | |||
| Capital and Reserves |
Excite Credit Union
San Jose, CA |
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| Capital | 40.62M | |||
| Leverage Ratio | 8.37 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Excite Credit Union
San Jose, CA |
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| Hot Money Ratio | 10.00% | |||
| Liquidity Ratio | 10.26% | |||
| Profitability |
Excite Credit Union
San Jose, CA |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | -1.19M | |||
| Net Interest Spread | 3.36% | |||
| Operating Profit to Average Assets | 0.34% | |||
| Overhead Efficiency Ratio | 91.40% | |||
| Return on Assets | -0.68% | |||
| Return on Equity | -11.44% | |||
