Frederiksted Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.0 and a net worth ratio of 0.0. Operating profits as a percentage of assets at 4.7%, coupled with a return on assets of 4.7 has resulted in Excellent (10.0) profitability.
Other Rating Factors:
A current level of 4.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.5). Excellent liquidity 7.0, driven by a liquidity ratio of 42.4 percent and a “hot money” ratio of 2.2 percent.
Asset Mix:
Consumer loans (27%), securities (4%), home mtgs (0%), other (68%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
59 Queen Street
Frederiksted, VI 00841
Frederiksted, VI 00841
Phone Number
(340) 772-0435
NCUA Charter Number
Website
Largest Competitors
Charlotte Amalie, VI
Christiansted, VI
Christiansted, VI
Charlotte Amalie, VI