Mid-Island Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.7 has resulted in Excellent (9.8) profitability. A current level of 1.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.4).
Other Rating Factors:
Excellent current capitalization (8.1 on a scale of 0 to 10) based on a net capital to total assets of 10.2 and a net worth ratio of 10.2. Good liquidity 6.9, driven by a liquidity ratio of 24.5 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (25%), other (75%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
366 Peters Rest
Christiansted, VI 00823
Christiansted, VI 00823
Phone Number
(340) 778-6297
NCUA Charter Number
Website
Largest Competitors
Charlotte Amalie, VI
Christiansted, VI
Frederiksted, VI
Charlotte Amalie, VI