C
Mid-Island Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-Island Federal Credit Union
Christiansted, VI
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Rating C
Asset Quality Index 8.60
Capitalization Index 6.60
Liquidity Index 7.80
Profitability Index 9.20
Stability Index 4.20
Company Info Mid-Island Federal Credit Union
Christiansted, VI
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NCUA Charter Number 3935
Phone Number (340) 778-6297
Website www.midislandfcu.org
Asset Quality Mid-Island Federal Credit Union
Christiansted, VI
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1-Year Asset Growth 7.07%
5-Year Asset Growth 5.54%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans -0.51%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 3.89%
Non-Performing Loans to Loans 1.61%
Balance Sheet Mid-Island Federal Credit Union
Christiansted, VI
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Total Assets 18.35M
Total Deposits 16.48M
Capital and Reserves Mid-Island Federal Credit Union
Christiansted, VI
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Capital 1.73M
Leverage Ratio 9.47
Loan Loss Reserves to Loans 2.10%
Liquidity Mid-Island Federal Credit Union
Christiansted, VI
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Hot Money Ratio 0.00%
Liquidity Ratio 53.89%
Profitability Mid-Island Federal Credit Union
Christiansted, VI
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5-Year Return on Average Assets 0.51%
Net Income 163.00K
Net Interest Spread 5.84%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 54.11%
Return on Assets 1.82%
Return on Equity 19.73%