B
Mid-Island Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mid-Island Federal Credit Union
Christiansted, VI
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Rating B
Asset Quality Index 7.80
Capitalization Index 7.70
Liquidity Index 7.10
Profitability Index 10.00
Stability Index 4.30
Company Info Mid-Island Federal Credit Union
Christiansted, VI
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NCUA Charter Number 3935
Phone Number (340) 778-6297
Website www.midislandfcu.org
Asset Quality Mid-Island Federal Credit Union
Christiansted, VI
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1-Year Asset Growth 7.56%
5-Year Asset Growth 5.54%
5-Year Charge-Offs to Average Loans 0.42%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.51%
Non-Performing Loans to Loans 1.37%
Balance Sheet Mid-Island Federal Credit Union
Christiansted, VI
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Total Assets 18.25M
Total Deposits 16.28M
Capital and Reserves Mid-Island Federal Credit Union
Christiansted, VI
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Capital 1.81M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 1.37%
Liquidity Mid-Island Federal Credit Union
Christiansted, VI
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Hot Money Ratio 0.00%
Liquidity Ratio 28.08%
Profitability Mid-Island Federal Credit Union
Christiansted, VI
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5-Year Return on Average Assets 0.51%
Net Income 261.00K
Net Interest Spread 5.69%
Operating Profit to Average Assets 1.93%
Overhead Efficiency Ratio 62.34%
Return on Assets 1.93%
Return on Equity 20.57%