B
Northwest Consumers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
18.20
Leverage
Ratio
18.34
Return On
Assets
1.73%
Total
Assets
25.36M
Capital
4.62M
Total
Deposits
19.86M
Net
Income
344.00K
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Weiss Ratings Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 9.80
Stability Index 7.90
Company Info Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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NCUA Charter Number 1729
Phone Number (231) 947-7600
Website www.nwconsumers.org
Asset Quality Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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1-Year Asset Growth -3.93%
5-Year Asset Growth 4.60%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.17%
Non-Performing Loans to Loans 0.75%
Balance Sheet Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Total Assets 25.36M
Total Deposits 19.86M
Capital and Reserves Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Capital 4.62M
Leverage Ratio 18.34
Loan Loss Reserves to Loans 0.66%
Liquidity Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Hot Money Ratio 3.55%
Liquidity Ratio 31.23%
Profitability Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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5-Year Return on Average Assets 1.09%
Net Income 344.00K
Net Interest Spread 5.80%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 69.41%
Return on Assets 1.73%
Return on Equity 10.31%