B
Northwest Consumers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
16.40
Leverage
Ratio
16.49
Return On
Assets
1.54%
Total
Assets
26.75M
Capital
4.39M
Total
Deposits
21.43M
Net
Income
104.00K
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Weiss Ratings Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 9.80
Stability Index 7.30
Company Info Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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NCUA Charter Number 1729
Phone Number (231) 947-7600
Website www.nwconsumers.org
Asset Quality Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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1-Year Asset Growth -2.56%
5-Year Asset Growth 4.60%
5-Year Charge-Offs to Average Loans 0.44%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.84%
Balance Sheet Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Total Assets 26.75M
Total Deposits 21.43M
Capital and Reserves Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Capital 4.39M
Leverage Ratio 16.49
Loan Loss Reserves to Loans 0.83%
Liquidity Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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Hot Money Ratio 3.32%
Liquidity Ratio 37.42%
Profitability Northwest Consumers Federal Credit Union
Traverse City, MI 		Click to
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5-Year Return on Average Assets 1.09%
Net Income 104.00K
Net Interest Spread 5.74%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 68.83%
Return on Assets 1.54%
Return on Equity 9.60%