C
MAC Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MAC Federal Credit Union
Fairbanks, AK
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Rating C
Asset Quality Index 5.60
Capitalization Index 9.40
Liquidity Index 1.70
Profitability Index 4.00
Stability Index 5.30
Company Info MAC Federal Credit Union
Fairbanks, AK
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NCUA Charter Number 1730
Phone Number (907) 474-1291
Website www.macfcu.org
Asset Quality MAC Federal Credit Union
Fairbanks, AK
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1-Year Asset Growth -7.00%
5-Year Asset Growth 11.07%
5-Year Charge-Offs to Average Loans 1.43%
Charge-Offs to Average Loans 2.23%
Non-Performing Assets to Assets 1.25%
Non-Performing Loans to Capital 9.44%
Non-Performing Loans to Loans 1.27%
Balance Sheet MAC Federal Credit Union
Fairbanks, AK
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Total Assets 174.99M
Total Deposits 150.11M
Capital and Reserves MAC Federal Credit Union
Fairbanks, AK
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Capital 19.44M
Leverage Ratio 11.32
Loan Loss Reserves to Loans 2.61%
Liquidity MAC Federal Credit Union
Fairbanks, AK
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Hot Money Ratio 19.02%
Liquidity Ratio 8.26%
Profitability MAC Federal Credit Union
Fairbanks, AK
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5-Year Return on Average Assets 0.05%
Net Income -746.00K
Net Interest Spread 6.74%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 85.00%
Return on Assets -0.53%
Return on Equity -5.04%