B
WestEdge Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings WestEdge Federal Credit Union
Bellingham, WA
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 5.60
Profitability Index 7.10
Stability Index 6.80
Company Info WestEdge Federal Credit Union
Bellingham, WA
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NCUA Charter Number 1734
Phone Number (360) 734-5790
Website www.westedgecu.org
Asset Quality WestEdge Federal Credit Union
Bellingham, WA
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1-Year Asset Growth 6.94%
5-Year Asset Growth 5.52%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 5.70%
Non-Performing Loans to Loans 2.03%
Balance Sheet WestEdge Federal Credit Union
Bellingham, WA
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Total Assets 83.55M
Total Deposits 71.68M
Capital and Reserves WestEdge Federal Credit Union
Bellingham, WA
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Capital 12.50M
Leverage Ratio 15.05
Loan Loss Reserves to Loans 1.05%
Liquidity WestEdge Federal Credit Union
Bellingham, WA
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Hot Money Ratio 5.03%
Liquidity Ratio 26.67%
Profitability WestEdge Federal Credit Union
Bellingham, WA
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5-Year Return on Average Assets 0.75%
Net Income 283.00K
Net Interest Spread 4.18%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 61.98%
Return on Assets 1.37%
Return on Equity 9.18%