C
Frontwave Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Frontwave Credit Union
Oceanside, CA
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Rating C
Asset Quality Index 9.10
Capitalization Index 5.50
Liquidity Index 2.60
Profitability Index 4.60
Stability Index 5.10
Company Info Frontwave Credit Union
Oceanside, CA
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NCUA Charter Number 1742
Phone Number (760) 631-8700
Website www.frontwavecu.com
Asset Quality Frontwave Credit Union
Oceanside, CA
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1-Year Asset Growth -4.23%
5-Year Asset Growth 9.93%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 3.33%
Non-Performing Loans to Loans 0.41%
Balance Sheet Frontwave Credit Union
Oceanside, CA
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Total Assets 1.47B
Total Deposits 1.16B
Capital and Reserves Frontwave Credit Union
Oceanside, CA
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Capital 118.20M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 0.88%
Liquidity Frontwave Credit Union
Oceanside, CA
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Hot Money Ratio 15.75%
Liquidity Ratio 10.63%
Profitability Frontwave Credit Union
Oceanside, CA
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5-Year Return on Average Assets 0.47%
Net Income 1.26M
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 80.17%
Return on Assets 0.35%
Return on Equity 4.38%