B
First Choice Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Choice Federal Credit Union
New Castle, PA
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Rating B
Asset Quality Index 6.00
Capitalization Index 8.80
Liquidity Index 4.10
Profitability Index 10.00
Stability Index 6.70
Company Info First Choice Federal Credit Union
New Castle, PA
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NCUA Charter Number 1748
Phone Number (724) 652-8393
Website www.firstchoicefcu.com
Asset Quality First Choice Federal Credit Union
New Castle, PA
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1-Year Asset Growth 8.89%
5-Year Asset Growth 10.32%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 6.06%
Non-Performing Loans to Loans 1.03%
Balance Sheet First Choice Federal Credit Union
New Castle, PA
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Total Assets 76.55M
Total Deposits 67.36M
Capital and Reserves First Choice Federal Credit Union
New Castle, PA
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Capital 8.22M
Leverage Ratio 10.74
Loan Loss Reserves to Loans 0.79%
Liquidity First Choice Federal Credit Union
New Castle, PA
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Hot Money Ratio 15.11%
Liquidity Ratio 25.69%
Profitability First Choice Federal Credit Union
New Castle, PA
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5-Year Return on Average Assets 1.21%
Net Income 302.00K
Net Interest Spread 4.89%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 62.67%
Return on Assets 1.59%
Return on Equity 14.97%