| Weiss Ratings |
South Texas Federal Credit Union
McAllen, TX |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 4.00 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 1.70 | |||
| Company Info |
South Texas Federal Credit Union
McAllen, TX |
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| NCUA Charter Number | 1751 | |||
| Phone Number | (956) 618-7500 | |||
| Website | www.southtexasfcu.com | |||
| Asset Quality |
South Texas Federal Credit Union
McAllen, TX |
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| 1-Year Asset Growth | 2.57% | |||
| 5-Year Asset Growth | 5.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.59% | |||
| Charge-Offs to Average Loans | 0.79% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 8.21% | |||
| Non-Performing Loans to Loans | 1.45% | |||
| Balance Sheet |
South Texas Federal Credit Union
McAllen, TX |
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| Total Assets | 66.34M | |||
| Total Deposits | 61.26M | |||
| Capital and Reserves |
South Texas Federal Credit Union
McAllen, TX |
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| Capital | 4.17M | |||
| Leverage Ratio | 8.82 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Liquidity |
South Texas Federal Credit Union
McAllen, TX |
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| Hot Money Ratio | 1.60% | |||
| Liquidity Ratio | 35.01% | |||
| Profitability |
South Texas Federal Credit Union
McAllen, TX |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 210.00K | |||
| Net Interest Spread | 5.57% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 81.61% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 10.60% | |||