| Weiss Ratings |
South Texas Federal Credit Union
McAllen, TX |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 1.10 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 2.10 | |||
| Company Info |
South Texas Federal Credit Union
McAllen, TX |
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| NCUA Charter Number | 1751 | |||
| Phone Number | (956) 618-7500 | |||
| Website | www.southtexasfcu.com | |||
| Asset Quality |
South Texas Federal Credit Union
McAllen, TX |
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| 1-Year Asset Growth | -0.95% | |||
| 5-Year Asset Growth | 9.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.60% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 9.48% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
South Texas Federal Credit Union
McAllen, TX |
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| Total Assets | 66.32M | |||
| Total Deposits | 62.51M | |||
| Capital and Reserves |
South Texas Federal Credit Union
McAllen, TX |
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| Capital | 2.98M | |||
| Leverage Ratio | 8.43 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
South Texas Federal Credit Union
McAllen, TX |
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| Hot Money Ratio | 1.15% | |||
| Liquidity Ratio | 17.96% | |||
| Profitability |
South Texas Federal Credit Union
McAllen, TX |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 96.00K | |||
| Net Interest Spread | 4.30% | |||
| Operating Profit to Average Assets | 0.93% | |||
| Overhead Efficiency Ratio | 79.71% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 12.04% | |||