C
The People's Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The People's Federal Credit Union
Amarillo, TX
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Rating C
Asset Quality Index 5.30
Capitalization Index 5.00
Liquidity Index 3.50
Profitability Index 4.70
Stability Index 3.20
Company Info The People's Federal Credit Union
Amarillo, TX
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NCUA Charter Number 1756
Phone Number (806) 359-8571
Website www.tpfcu.com
Asset Quality The People's Federal Credit Union
Amarillo, TX
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1-Year Asset Growth 3.59%
5-Year Asset Growth 1.59%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 13.61%
Non-Performing Loans to Loans 1.58%
Balance Sheet The People's Federal Credit Union
Amarillo, TX
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Total Assets 217.96M
Total Deposits 200.62M
Capital and Reserves The People's Federal Credit Union
Amarillo, TX
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Capital 16.03M
Leverage Ratio 9.03
Loan Loss Reserves to Loans 0.89%
Liquidity The People's Federal Credit Union
Amarillo, TX
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Hot Money Ratio 6.27%
Liquidity Ratio 13.56%
Profitability The People's Federal Credit Union
Amarillo, TX
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5-Year Return on Average Assets 0.34%
Net Income 748.00K
Net Interest Spread 4.48%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 82.86%
Return on Assets 0.46%
Return on Equity 6.62%