B
KBR Heritage Federal Credit Union
HoustonTX
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings KBR Heritage Federal Credit Union
Houston, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 5.40
Stability Index 6.50
Company Info KBR Heritage Federal Credit Union
Houston, TX
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NCUA Charter Number 1767
Phone Number (713) 753-3022
Website www.kbrhfcu.org/
Asset Quality KBR Heritage Federal Credit Union
Houston, TX
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1-Year Asset Growth -12.29%
5-Year Asset Growth 1.03%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.53%
Non-Performing Loans to Loans 0.61%
Balance Sheet KBR Heritage Federal Credit Union
Houston, TX
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Total Assets 80.49M
Total Deposits 63.99M
Capital and Reserves KBR Heritage Federal Credit Union
Houston, TX
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Capital 16.18M
Leverage Ratio 20.10
Loan Loss Reserves to Loans 0.52%
Liquidity KBR Heritage Federal Credit Union
Houston, TX
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Hot Money Ratio 0.67%
Liquidity Ratio 43.79%
Profitability KBR Heritage Federal Credit Union
Houston, TX
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5-Year Return on Average Assets 0.75%
Net Income 418.00K
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 66.12%
Return on Assets 1.01%
Return on Equity 5.24%