A
Shore to Shore Community Federal Credit Union
Trenton,  MI
Rating Date
December 2025
Net Capital
Ratio
11.33
Leverage
Ratio
11.37
Return On
Assets
1.38%
Total
Assets
81.52M
Capital
9.24M
Total
Deposits
71.86M
Net
Income
859.00K
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Weiss Ratings Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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Rating A
Asset Quality Index 6.70
Capitalization Index 9.70
Liquidity Index 4.50
Profitability Index 9.20
Stability Index 5.60
Company Info Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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NCUA Charter Number 1768
Phone Number (734) 675-3100
Website www.shore2shorecu.com
Asset Quality Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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1-Year Asset Growth -0.20%
5-Year Asset Growth 5.92%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 6.06%
Non-Performing Loans to Loans 2.03%
Balance Sheet Shore to Shore Community Federal Credit Union
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Total Assets 81.52M
Total Deposits 71.86M
Capital and Reserves Shore to Shore Community Federal Credit Union
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Capital 9.24M
Leverage Ratio 11.37
Loan Loss Reserves to Loans 1.28%
Liquidity Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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Hot Money Ratio 0.51%
Liquidity Ratio 19.87%
Profitability Shore to Shore Community Federal Credit Union
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5-Year Return on Average Assets 0.68%
Net Income 859.00K
Net Interest Spread 4.58%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 67.75%
Return on Assets 1.38%
Return on Equity 12.99%