B
Shore to Shore Community Federal Credit Union
Trenton,  MI
Rating Date
July 2025
Net Capital
Ratio
10.74
Leverage
Ratio
10.82
Return On
Assets
1.41%
Total
Assets
83.47M
Capital
8.96M
Total
Deposits
73.97M
Net
Income
586.00K
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Weiss Ratings Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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Rating B
Asset Quality Index 7.40
Capitalization Index 8.30
Liquidity Index 5.00
Profitability Index 8.70
Stability Index 5.50
Company Info Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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NCUA Charter Number 1768
Phone Number (734) 675-3100
Website www.shore2shorecu.com
Asset Quality Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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1-Year Asset Growth -1.69%
5-Year Asset Growth 5.92%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 5.30%
Non-Performing Loans to Loans 1.66%
Balance Sheet Shore to Shore Community Federal Credit Union
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Total Assets 83.47M
Total Deposits 73.97M
Capital and Reserves Shore to Shore Community Federal Credit Union
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Capital 8.96M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 1.11%
Liquidity Shore to Shore Community Federal Credit Union
Trenton, MI 		Click to
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Hot Money Ratio 0.50%
Liquidity Ratio 26.98%
Profitability Shore to Shore Community Federal Credit Union
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5-Year Return on Average Assets 0.68%
Net Income 586.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 68.32%
Return on Assets 1.41%
Return on Equity 13.51%