| Weiss Ratings |
Gardiner Federal Credit Union
Gardiner, ME |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Gardiner Federal Credit Union
Gardiner, ME |
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| NCUA Charter Number | 1769 | |||
| Phone Number | (207) 582-2676 | |||
| Website | gardinerfcu.org | |||
| Asset Quality |
Gardiner Federal Credit Union
Gardiner, ME |
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| 1-Year Asset Growth | 10.02% | |||
| 5-Year Asset Growth | 10.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.02% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
Gardiner Federal Credit Union
Gardiner, ME |
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| Total Assets | 91.42M | |||
| Total Deposits | 76.39M | |||
| Capital and Reserves |
Gardiner Federal Credit Union
Gardiner, ME |
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| Capital | 14.28M | |||
| Leverage Ratio | 15.62 | |||
| Loan Loss Reserves to Loans | 0.17% | |||
| Liquidity |
Gardiner Federal Credit Union
Gardiner, ME |
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| Hot Money Ratio | 10.17% | |||
| Liquidity Ratio | 28.73% | |||
| Profitability |
Gardiner Federal Credit Union
Gardiner, ME |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 902.00K | |||
| Net Interest Spread | 4.89% | |||
| Operating Profit to Average Assets | 2.04% | |||
| Overhead Efficiency Ratio | 62.50% | |||
| Return on Assets | 2.04% | |||
| Return on Equity | 13.08% | |||