| Weiss Ratings |
Gardiner Federal Credit Union
Gardiner, ME |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 8.90 | |||
| Company Info |
Gardiner Federal Credit Union
Gardiner, ME |
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| NCUA Charter Number | 1769 | |||
| Phone Number | (207) 582-2676 | |||
| Website | www.gardinerfcu.org | |||
| Asset Quality |
Gardiner Federal Credit Union
Gardiner, ME |
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| 1-Year Asset Growth | 0.32% | |||
| 5-Year Asset Growth | 10.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.30% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Gardiner Federal Credit Union
Gardiner, ME |
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| Total Assets | 83.71M | |||
| Total Deposits | 71.24M | |||
| Capital and Reserves |
Gardiner Federal Credit Union
Gardiner, ME |
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| Capital | 12.03M | |||
| Leverage Ratio | 14.37 | |||
| Loan Loss Reserves to Loans | 0.21% | |||
| Liquidity |
Gardiner Federal Credit Union
Gardiner, ME |
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| Hot Money Ratio | 7.80% | |||
| Liquidity Ratio | 34.23% | |||
| Profitability |
Gardiner Federal Credit Union
Gardiner, ME |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 333.00K | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 63.69% | |||
| Return on Assets | 1.61% | |||
| Return on Equity | 11.23% | |||