B
Port Arthur Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
14.76
Leverage
Ratio
14.76
Return On
Assets
0.71%
Total
Assets
35.78M
Capital
5.28M
Total
Deposits
29.79M
Net
Income
127.00K
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Weiss Ratings Port Arthur Teachers Federal Credit Union
Port Arthur, TX 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 5.10
Stability Index 6.50
Company Info Port Arthur Teachers Federal Credit Union
Port Arthur, TX 		Click to
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NCUA Charter Number 1775
Phone Number (409) 729-3075
Website www.patfcu.org
Asset Quality Port Arthur Teachers Federal Credit Union
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1-Year Asset Growth 0.11%
5-Year Asset Growth 1.01%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 1.44%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.54%
Non-Performing Loans to Loans 0.91%
Balance Sheet Port Arthur Teachers Federal Credit Union
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Total Assets 35.78M
Total Deposits 29.79M
Capital and Reserves Port Arthur Teachers Federal Credit Union
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Capital 5.28M
Leverage Ratio 14.76
Loan Loss Reserves to Loans 2.55%
Liquidity Port Arthur Teachers Federal Credit Union
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Hot Money Ratio 0.77%
Liquidity Ratio 72.42%
Profitability Port Arthur Teachers Federal Credit Union
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5-Year Return on Average Assets 0.47%
Net Income 127.00K
Net Interest Spread 4.82%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 85.50%
Return on Assets 0.71%
Return on Equity 4.87%