B
Port Arthur Teachers Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.69
Leverage
Ratio
14.69
Return On
Assets
0.72%
Total
Assets
36.39M
Capital
5.35M
Total
Deposits
30.30M
Net
Income
193.00K
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Weiss Ratings Port Arthur Teachers Federal Credit Union
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 8.00
Profitability Index 5.90
Stability Index 6.50
Company Info Port Arthur Teachers Federal Credit Union
Port Arthur, TX 		Click to
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NCUA Charter Number 1775
Phone Number (409) 729-3075
Website www.patfcu.org
Asset Quality Port Arthur Teachers Federal Credit Union
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1-Year Asset Growth 4.34%
5-Year Asset Growth 1.01%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 1.13%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 2.67%
Non-Performing Loans to Loans 1.41%
Balance Sheet Port Arthur Teachers Federal Credit Union
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Total Assets 36.39M
Total Deposits 30.30M
Capital and Reserves Port Arthur Teachers Federal Credit Union
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Capital 5.35M
Leverage Ratio 14.69
Loan Loss Reserves to Loans 2.88%
Liquidity Port Arthur Teachers Federal Credit Union
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Hot Money Ratio 0.79%
Liquidity Ratio 71.95%
Profitability Port Arthur Teachers Federal Credit Union
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5-Year Return on Average Assets 0.47%
Net Income 193.00K
Net Interest Spread 4.87%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 83.99%
Return on Assets 0.72%
Return on Equity 4.90%