B
Port Arthur Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
14.53
Leverage
Ratio
14.53
Return On
Assets
0.66%
Total
Assets
35.87M
Capital
5.21M
Total
Deposits
30.10M
Net
Income
58.00K
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Weiss Ratings Port Arthur Teachers Federal Credit Union
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 7.90
Profitability Index 5.10
Stability Index 6.30
Company Info Port Arthur Teachers Federal Credit Union
Port Arthur, TX 		Click to
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NCUA Charter Number 1775
Phone Number (409) 729-3075
Website www.patfcu.org
Asset Quality Port Arthur Teachers Federal Credit Union
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1-Year Asset Growth -1.51%
5-Year Asset Growth 1.01%
5-Year Charge-Offs to Average Loans 0.52%
Charge-Offs to Average Loans 1.80%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.91%
Non-Performing Loans to Loans 1.44%
Balance Sheet Port Arthur Teachers Federal Credit Union
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Total Assets 35.87M
Total Deposits 30.10M
Capital and Reserves Port Arthur Teachers Federal Credit Union
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Capital 5.21M
Leverage Ratio 14.53
Loan Loss Reserves to Loans 2.63%
Liquidity Port Arthur Teachers Federal Credit Union
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Hot Money Ratio 0.81%
Liquidity Ratio 75.19%
Profitability Port Arthur Teachers Federal Credit Union
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5-Year Return on Average Assets 0.47%
Net Income 58.00K
Net Interest Spread 5.03%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 83.86%
Return on Assets 0.66%
Return on Equity 4.48%