Weiss Ratings
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
Asset Quality Index
9.80
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
6.10
0.30
9.70
Profitability Index
3.80
0.00
10.00
Stability Index
6.70
0.00
10.00
Asset Quality
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
1-Year Asset Growth
-8.66%
< -10.00%
> 0.00%
5-Year Asset Growth
2.61%
< 0.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.09%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.00%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.05%
0.00%
> 10.00%
Non-Performing Loans to Capital
0.27%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.11%
0.00%
> 10.00%
Balance Sheet
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
Total Assets
51.24M
< 51.24M
> 1.00B
Total Deposits
41.37M
< 41.37M
> 841.23M
Capital and Reserves
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
Capital
9.94M
< 9.94M
> 90.66M
Leverage Ratio
19.93
0.00
> 30.00
Loan Loss Reserves to Loans
0.25%
0.00%
> 10.00%
Risk-Based Capital Ratio
19.93
< 0.00
> 30.00
Liquidity
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
Hot Money Ratio
0.00%
0.00%
> 20.00%
Liquidity Ratio
42.24%
< 10.00%
> 60.00%
Profitability
Strip Steel Community Federal Credit Union
Weirton, WV
Weirton, WV
Low
Strip Steel Community Federal Credit Union
Industry Average
High
5-Year Return on Average Assets
0.28%
< 0.00%
> 10.00%
Net Income
124.00K
< 124.00K
> 1.63M
Net Interest Spread
3.31%
< 0.00%
> 10.00%
Operating Profit to Average Assets
1.26%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
61.97%
< 40.00%
> 170.00%
Return on Assets
0.97%
< 0.00%
> 10.00%
Return on Equity
5.02%
< 0.00%
> 10.00%
