C
Ko'olau Federal Credit Union
KailuaHI
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.80
Capitalization Index 5.30
Liquidity Index 4.60
Profitability Index 4.40
Stability Index 3.10
Company Info Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1780
Phone Number (808) 254-3566
Website www.koolaufcu.org
Asset Quality Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.28%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.17%
Balance Sheet Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 96.30M
Total Deposits 87.01M
Capital and Reserves Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 7.35M
Leverage Ratio 9.18
Loan Loss Reserves to Loans 0.72%
Liquidity Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.62%
Liquidity Ratio 23.63%
Profitability Ko'olau Federal Credit Union
Kailua, HI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.19%
Net Income 276.00K
Net Interest Spread 3.93%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 80.93%
Return on Assets 0.58%
Return on Equity 7.76%