C
Ko'olau Federal Credit Union
KailuaHI
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ko'olau Federal Credit Union
Kailua, HI
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Rating C
Asset Quality Index 7.90
Capitalization Index 5.70
Liquidity Index 4.40
Profitability Index 5.20
Stability Index 3.60
Company Info Ko'olau Federal Credit Union
Kailua, HI
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NCUA Charter Number 1780
Phone Number (808) 254-3566
Website www.koolaufcu.org
Asset Quality Ko'olau Federal Credit Union
Kailua, HI
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1-Year Asset Growth 8.35%
5-Year Asset Growth 3.07%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 3.46%
Non-Performing Loans to Loans 0.49%
Balance Sheet Ko'olau Federal Credit Union
Kailua, HI
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Total Assets 97.79M
Total Deposits 87.97M
Capital and Reserves Ko'olau Federal Credit Union
Kailua, HI
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Capital 7.89M
Leverage Ratio 9.33
Loan Loss Reserves to Loans 0.68%
Liquidity Ko'olau Federal Credit Union
Kailua, HI
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Hot Money Ratio 12.35%
Liquidity Ratio 21.34%
Profitability Ko'olau Federal Credit Union
Kailua, HI
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5-Year Return on Average Assets 0.19%
Net Income 562.00K
Net Interest Spread 3.98%
Operating Profit to Average Assets 0.90%
Overhead Efficiency Ratio 77.28%
Return on Assets 0.79%
Return on Equity 10.29%