B
Jackson Area Federal Credit Union
JacksonMS
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Jackson Area Federal Credit Union
Jackson, MS
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Rating B
Asset Quality Index 8.30
Capitalization Index 7.50
Liquidity Index 7.90
Profitability Index 4.80
Stability Index 5.50
Company Info Jackson Area Federal Credit Union
Jackson, MS
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NCUA Charter Number 1782
Phone Number (601) 922-7055
Website www.jacksonareafcu.com
Asset Quality Jackson Area Federal Credit Union
Jackson, MS
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1-Year Asset Growth 12.05%
5-Year Asset Growth 12.27%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.91%
Non-Performing Loans to Loans 1.07%
Balance Sheet Jackson Area Federal Credit Union
Jackson, MS
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Total Assets 132.43M
Total Deposits 119.29M
Capital and Reserves Jackson Area Federal Credit Union
Jackson, MS
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Capital 12.95M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 0.73%
Liquidity Jackson Area Federal Credit Union
Jackson, MS
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Hot Money Ratio 5.14%
Liquidity Ratio 97.96%
Profitability Jackson Area Federal Credit Union
Jackson, MS
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5-Year Return on Average Assets 0.56%
Net Income 214.00K
Net Interest Spread 4.38%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 78.91%
Return on Assets 0.65%
Return on Equity 6.67%