D
Willow Island Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Willow Island Federal Credit Union
Saint Marys, WV
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Rating D
Asset Quality Index 4.80
Capitalization Index 5.20
Liquidity Index 3.40
Profitability Index 2.30
Stability Index 1.70
Company Info Willow Island Federal Credit Union
Saint Marys, WV
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NCUA Charter Number 1785
Phone Number (304) 665-1127
Website www.wifcu.com
Asset Quality Willow Island Federal Credit Union
Saint Marys, WV
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1-Year Asset Growth 7.63%
5-Year Asset Growth 7.30%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 1.29%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 6.28%
Non-Performing Loans to Loans 0.62%
Balance Sheet Willow Island Federal Credit Union
Saint Marys, WV
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Total Assets 12.16M
Total Deposits 10.96M
Capital and Reserves Willow Island Federal Credit Union
Saint Marys, WV
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Capital 936.00K
Leverage Ratio 7.70
Loan Loss Reserves to Loans 0.34%
Liquidity Willow Island Federal Credit Union
Saint Marys, WV
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Hot Money Ratio 0.00%
Liquidity Ratio 20.00%
Profitability Willow Island Federal Credit Union
Saint Marys, WV
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5-Year Return on Average Assets 0.42%
Net Income -5.00K
Net Interest Spread 5.30%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 87.85%
Return on Assets -0.08%
Return on Equity -1.08%