Otero Federal Credit Union
| Weiss Ratings |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.00 | |||
| Stability Index | 8.20 | |||
| Company Info |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1786 | |||
| Phone Number | (575) 434-8500 | |||
| Website | www.oterofcu.org | |||
| Asset Quality |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.45% | |||
| 5-Year Asset Growth | 7.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.24% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.28% | |||
| Non-Performing Loans to Capital | 2.07% | |||
| Non-Performing Loans to Loans | 0.19% | |||
| Balance Sheet |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 470.39M | |||
| Total Deposits | 405.60M | |||
| Capital and Reserves |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 61.66M | |||
| Leverage Ratio | 14.16 | |||
| Loan Loss Reserves to Loans | 0.70% | |||
| Liquidity |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.21% | |||
| Liquidity Ratio | 25.10% | |||
| Profitability |
Otero Federal Credit Union
Alamogordo, NM |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 69.52% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 8.56% | |||