Otero Federal Credit Union
| Weiss Ratings |
Otero Federal Credit Union
Alamogordo, NM |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Otero Federal Credit Union
Alamogordo, NM |
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| NCUA Charter Number | 1786 | |||
| Phone Number | (575) 434-8500 | |||
| Website | www.oterofcu.org | |||
| Asset Quality |
Otero Federal Credit Union
Alamogordo, NM |
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| 1-Year Asset Growth | 6.91% | |||
| 5-Year Asset Growth | 7.59% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.78% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 1.86% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Otero Federal Credit Union
Alamogordo, NM |
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| Total Assets | 502.91M | |||
| Total Deposits | 429.02M | |||
| Capital and Reserves |
Otero Federal Credit Union
Alamogordo, NM |
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| Capital | 70.81M | |||
| Leverage Ratio | 14.46 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Otero Federal Credit Union
Alamogordo, NM |
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| Hot Money Ratio | 11.40% | |||
| Liquidity Ratio | 23.50% | |||
| Profitability |
Otero Federal Credit Union
Alamogordo, NM |
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| 5-Year Return on Average Assets | 0.96% | |||
| Net Income | 1.87M | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 64.20% | |||
| Return on Assets | 1.51% | |||
| Return on Equity | 10.77% | |||