B
Salt City Federal Credit Union
SolvayNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Salt City Federal Credit Union
Solvay, NY
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Rating B
Asset Quality Index 8.60
Capitalization Index 6.60
Liquidity Index 4.70
Profitability Index 4.60
Stability Index 5.90
Company Info Salt City Federal Credit Union
Solvay, NY
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NCUA Charter Number 1788
Phone Number (315) 488-4433
Website saltcityfcu.org
Asset Quality Salt City Federal Credit Union
Solvay, NY
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1-Year Asset Growth 7.20%
5-Year Asset Growth 9.19%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 4.02%
Non-Performing Loans to Loans 0.66%
Balance Sheet Salt City Federal Credit Union
Solvay, NY
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Total Assets 105.91M
Total Deposits 95.81M
Capital and Reserves Salt City Federal Credit Union
Solvay, NY
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Capital 9.59M
Leverage Ratio 9.17
Loan Loss Reserves to Loans 0.60%
Liquidity Salt City Federal Credit Union
Solvay, NY
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Hot Money Ratio 13.97%
Liquidity Ratio 29.88%
Profitability Salt City Federal Credit Union
Solvay, NY
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5-Year Return on Average Assets 1.01%
Net Income 153.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 77.76%
Return on Assets 0.58%
Return on Equity 6.45%