B
CACL Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CACL Federal Credit Union
Pottsville, PA
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Rating B
Asset Quality Index 6.50
Capitalization Index 7.30
Liquidity Index 2.50
Profitability Index 8.00
Stability Index 5.10
Company Info CACL Federal Credit Union
Pottsville, PA
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NCUA Charter Number 1789
Phone Number (570) 628-2400
Website www.caclfcu.org
Asset Quality CACL Federal Credit Union
Pottsville, PA
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1-Year Asset Growth 14.99%
5-Year Asset Growth 10.31%
5-Year Charge-Offs to Average Loans 0.73%
Charge-Offs to Average Loans 1.00%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 11.64%
Non-Performing Loans to Loans 1.01%
Balance Sheet CACL Federal Credit Union
Pottsville, PA
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Total Assets 228.33M
Total Deposits 206.27M
Capital and Reserves CACL Federal Credit Union
Pottsville, PA
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Capital 21.86M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 0.98%
Liquidity CACL Federal Credit Union
Pottsville, PA
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Hot Money Ratio 11.60%
Liquidity Ratio 12.66%
Profitability CACL Federal Credit Union
Pottsville, PA
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5-Year Return on Average Assets 0.98%
Net Income 86.00K
Net Interest Spread 4.09%
Operating Profit to Average Assets 0.77%
Overhead Efficiency Ratio 71.45%
Return on Assets 0.15%
Return on Equity 1.58%