C
Heartland Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Credit Union
Hutchinson, KS
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Rating C
Asset Quality Index 6.30
Capitalization Index 6.10
Liquidity Index 1.80
Profitability Index 3.90
Stability Index 5.60
Company Info Heartland Credit Union
Hutchinson, KS
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NCUA Charter Number 179
Phone Number (620) 669-0177
Website www.hcu.coop
Asset Quality Heartland Credit Union
Hutchinson, KS
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1-Year Asset Growth 3.58%
5-Year Asset Growth 14.58%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.83%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 11.35%
Non-Performing Loans to Loans 1.02%
Balance Sheet Heartland Credit Union
Hutchinson, KS
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Total Assets 654.35M
Total Deposits 564.57M
Capital and Reserves Heartland Credit Union
Hutchinson, KS
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Capital 55.82M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 1.27%
Liquidity Heartland Credit Union
Hutchinson, KS
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Hot Money Ratio 18.99%
Liquidity Ratio 7.67%
Profitability Heartland Credit Union
Hutchinson, KS
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5-Year Return on Average Assets 1.10%
Net Income 1.00M
Net Interest Spread 4.64%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 80.06%
Return on Assets 0.62%
Return on Equity 7.25%