C
Encompass Federal Credit Union
TiptonIN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Encompass Federal Credit Union
Tipton, IN
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Rating C
Asset Quality Index 5.90
Capitalization Index 5.10
Liquidity Index 1.30
Profitability Index 3.50
Stability Index 2.90
Company Info Encompass Federal Credit Union
Tipton, IN
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NCUA Charter Number 1793
Phone Number (800) 675-8852
Website www.encompasscu.org
Asset Quality Encompass Federal Credit Union
Tipton, IN
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1-Year Asset Growth -0.91%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 1.05%
Charge-Offs to Average Loans 1.71%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 16.55%
Non-Performing Loans to Loans 1.90%
Balance Sheet Encompass Federal Credit Union
Tipton, IN
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Total Assets 270.53M
Total Deposits 235.72M
Capital and Reserves Encompass Federal Credit Union
Tipton, IN
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Capital 19.58M
Leverage Ratio 7.62
Loan Loss Reserves to Loans 2.54%
Liquidity Encompass Federal Credit Union
Tipton, IN
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Hot Money Ratio 21.93%
Liquidity Ratio 4.48%
Profitability Encompass Federal Credit Union
Tipton, IN
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5-Year Return on Average Assets 0.10%
Net Income -218.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 80.52%
Return on Assets -0.33%
Return on Equity -4.43%