C
Cecil County School Employees Federal Credit Union
Elkton,  MD
Rating Date
May 2024
Net Capital
Ratio
9.35
Leverage
Ratio
9.35
Return On
Assets
0.09%
Total
Assets
28.05M
Capital
2.62M
Total
Deposits
25.31M
Net
Income
6.00K
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Weiss Ratings Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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Rating C
Asset Quality Index 6.60
Capitalization Index 6.90
Liquidity Index 6.20
Profitability Index 1.00
Stability Index 2.90
Company Info Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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NCUA Charter Number 1794
Phone Number (410) 398-6921
Website www.ccsefcu.org
Asset Quality Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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1-Year Asset Growth -5.21%
5-Year Asset Growth -1.44%
5-Year Charge-Offs to Average Loans 1.27%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.76%
Non-Performing Loans to Capital 7.77%
Non-Performing Loans to Loans 2.03%
Balance Sheet Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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Total Assets 28.05M
Total Deposits 25.31M
Capital and Reserves Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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Capital 2.62M
Leverage Ratio 9.35
Loan Loss Reserves to Loans 1.00%
Liquidity Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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Hot Money Ratio 1.60%
Liquidity Ratio 28.55%
Profitability Cecil County School Employees Federal Credit Union
Elkton, MD 		Click to
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5-Year Return on Average Assets 0.12%
Net Income 6.00K
Net Interest Spread 3.53%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 87.32%
Return on Assets 0.09%
Return on Equity 0.92%