| Weiss Ratings |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 4.20 | |||
| Company Info |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| NCUA Charter Number | 1795 | |||
| Phone Number | (410) 676-5700 | |||
| Website | www.freedomfcu.org | |||
| Asset Quality |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| 1-Year Asset Growth | 5.49% | |||
| 5-Year Asset Growth | 7.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.25% | |||
| Charge-Offs to Average Loans | 0.97% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 11.51% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Total Assets | 462.42M | |||
| Total Deposits | 403.54M | |||
| Capital and Reserves |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Capital | 34.39M | |||
| Leverage Ratio | 7.90 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Hot Money Ratio | 15.33% | |||
| Liquidity Ratio | 19.07% | |||
| Profitability |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 82.00K | |||
| Net Interest Spread | 4.12% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 86.16% | |||
| Return on Assets | 0.07% | |||
| Return on Equity | 0.95% | |||