| Weiss Ratings |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 3.40 | |||
| Company Info |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| NCUA Charter Number | 1795 | |||
| Phone Number | (410) 676-5700 | |||
| Website | www.freedomfcu.org | |||
| Asset Quality |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| 1-Year Asset Growth | 25.91% | |||
| 5-Year Asset Growth | 8.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.32% | |||
| Charge-Offs to Average Loans | 0.95% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 11.87% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Total Assets | 582.25M | |||
| Total Deposits | 523.36M | |||
| Capital and Reserves |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Capital | 43.82M | |||
| Leverage Ratio | 7.82 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Liquidity |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| Hot Money Ratio | 15.70% | |||
| Liquidity Ratio | 24.24% | |||
| Profitability |
Freedom of Maryland Federal Credit Union
Bel Air, MD |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 1.20M | |||
| Net Interest Spread | 5.03% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 65.79% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 12.29% | |||