B
First Financial of Maryland Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.93
Leverage
Ratio
17.70
Return On
Assets
0.16%
Total
Assets
1.33B
Capital
211.30M
Total
Deposits
1.10B
Net
Income
1.55M
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Weiss Ratings First Financial of Maryland Federal Credit Union
Sparks Glencoe, MD 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 3.90
Stability Index 8.30
Company Info First Financial of Maryland Federal Credit Union
Sparks Glencoe, MD 		Click to
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NCUA Charter Number 1796
Phone Number (410) 321-6060
Website www.firstfinancial.org
Asset Quality First Financial of Maryland Federal Credit Union
Sparks Glencoe, MD 		Click to
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1-Year Asset Growth 5.63%
5-Year Asset Growth 3.86%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 1.67%
Non-Performing Loans to Loans 0.43%
Balance Sheet First Financial of Maryland Federal Credit Union
Sparks Glencoe, MD 		Click to
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Total Assets 1.33B
Total Deposits 1.10B
Capital and Reserves First Financial of Maryland Federal Credit Union
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Capital 211.30M
Leverage Ratio 17.70
Loan Loss Reserves to Loans 1.00%
Liquidity First Financial of Maryland Federal Credit Union
Sparks Glencoe, MD 		Click to
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Hot Money Ratio 11.41%
Liquidity Ratio 12.24%
Profitability First Financial of Maryland Federal Credit Union
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5-Year Return on Average Assets 0.23%
Net Income 1.55M
Net Interest Spread 3.90%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 83.56%
Return on Assets 0.16%
Return on Equity 1.01%