| Weiss Ratings |
GENCO Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 8.10 | |||
| Company Info |
GENCO Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 1797 | |||
| Phone Number | (254) 776-9550 | |||
| Website | www.gencofcu.org | |||
| Asset Quality |
GENCO Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | 2.36% | |||
| 5-Year Asset Growth | 7.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.13% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
GENCO Federal Credit Union
Waco, TX |
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| Total Assets | 439.07M | |||
| Total Deposits | 385.17M | |||
| Capital and Reserves |
GENCO Federal Credit Union
Waco, TX |
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| Capital | 53.59M | |||
| Leverage Ratio | 12.28 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Liquidity |
GENCO Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 10.76% | |||
| Liquidity Ratio | 33.04% | |||
| Profitability |
GENCO Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 1.26M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 1.39% | |||
| Overhead Efficiency Ratio | 71.25% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 9.51% | |||