| Weiss Ratings |
GENCO Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 9.30 | |||
| Stability Index | 8.00 | |||
| Company Info |
GENCO Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 1797 | |||
| Phone Number | (254) 776-9550 | |||
| Website | www.gencofcu.org | |||
| Asset Quality |
GENCO Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | 6.86% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.80% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
GENCO Federal Credit Union
Waco, TX |
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| Total Assets | 469.06M | |||
| Total Deposits | 404.21M | |||
| Capital and Reserves |
GENCO Federal Credit Union
Waco, TX |
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| Capital | 62.21M | |||
| Leverage Ratio | 13.25 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
GENCO Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 12.54% | |||
| Liquidity Ratio | 32.80% | |||
| Profitability |
GENCO Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 3.81M | |||
| Net Interest Spread | 4.11% | |||
| Operating Profit to Average Assets | 1.88% | |||
| Overhead Efficiency Ratio | 63.63% | |||
| Return on Assets | 1.65% | |||
| Return on Equity | 12.65% | |||