| Weiss Ratings |
GENCO Federal Credit Union
Waco, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 8.60 | |||
| Company Info |
GENCO Federal Credit Union
Waco, TX |
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| NCUA Charter Number | 1797 | |||
| Phone Number | (254) 776-9550 | |||
| Website | www.gencofcu.org | |||
| Asset Quality |
GENCO Federal Credit Union
Waco, TX |
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| 1-Year Asset Growth | 7.12% | |||
| 5-Year Asset Growth | 7.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.58% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.76% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
GENCO Federal Credit Union
Waco, TX |
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| Total Assets | 475.69M | |||
| Total Deposits | 408.86M | |||
| Capital and Reserves |
GENCO Federal Credit Union
Waco, TX |
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| Capital | 63.95M | |||
| Leverage Ratio | 13.44 | |||
| Loan Loss Reserves to Loans | 0.66% | |||
| Liquidity |
GENCO Federal Credit Union
Waco, TX |
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| Hot Money Ratio | 12.64% | |||
| Liquidity Ratio | 36.59% | |||
| Profitability |
GENCO Federal Credit Union
Waco, TX |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 5.57M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.93% | |||
| Overhead Efficiency Ratio | 63.08% | |||
| Return on Assets | 1.59% | |||
| Return on Equity | 12.12% | |||