| Weiss Ratings |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 1.00 | |||
| Company Info |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1800 | |||
| Phone Number | (228) 896-0038 | |||
| Website | www.watersedgefcu.com | |||
| Asset Quality |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.57% | |||
| 5-Year Asset Growth | 2.59% | |||
| 5-Year Charge-Offs to Average Loans | -0.11% | |||
| Charge-Offs to Average Loans | -0.68% | |||
| Non-Performing Assets to Assets | 1.23% | |||
| Non-Performing Loans to Capital | 14.79% | |||
| Non-Performing Loans to Loans | 2.08% | |||
| Balance Sheet |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.77M | |||
| Total Deposits | 5.05M | |||
| Capital and Reserves |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 435.00K | |||
| Leverage Ratio | 7.54 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.89% | |||
| Liquidity Ratio | 39.16% | |||
| Profitability |
Water's Edge Federal Credit Union
Biloxi, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -1.31% | |||
| Net Income | 17.00K | |||
| Net Interest Spread | 4.96% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 85.71% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 15.93% | |||