| Weiss Ratings |
Water's Edge Federal Credit Union
Biloxi, MS |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 5.20 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 1.00 | |||
| Company Info |
Water's Edge Federal Credit Union
Biloxi, MS |
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| NCUA Charter Number | 1800 | |||
| Phone Number | (228) 896-0038 | |||
| Website | www.watersedgefcu.com | |||
| Asset Quality |
Water's Edge Federal Credit Union
Biloxi, MS |
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| 1-Year Asset Growth | -7.54% | |||
| 5-Year Asset Growth | -1.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 4.15% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Water's Edge Federal Credit Union
Biloxi, MS |
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| Total Assets | 5.34M | |||
| Total Deposits | 4.67M | |||
| Capital and Reserves |
Water's Edge Federal Credit Union
Biloxi, MS |
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| Capital | 389.00K | |||
| Leverage Ratio | 7.31 | |||
| Loan Loss Reserves to Loans | 1.63% | |||
| Liquidity |
Water's Edge Federal Credit Union
Biloxi, MS |
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| Hot Money Ratio | 20.06% | |||
| Liquidity Ratio | 38.60% | |||
| Profitability |
Water's Edge Federal Credit Union
Biloxi, MS |
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| 5-Year Return on Average Assets | -1.20% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 5.09% | |||
| Operating Profit to Average Assets | 0.08% | |||
| Overhead Efficiency Ratio | 93.75% | |||
| Return on Assets | 0.08% | |||
| Return on Equity | 1.03% | |||