Financial Center First Credit Union

Indianapolis, IN

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Income

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Weiss Ratings	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	7.30
Capitalization Index	10.00
Liquidity Index	2.60
Profitability Index	3.50
Stability Index	7.40

Company Info	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1801
Phone Number	(317) 916-7700
Website	www.fcfcu.com

Asset Quality	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.01%
5-Year Asset Growth	8.54%
5-Year Charge-Offs to Average Loans	0.48%
Charge-Offs to Average Loans	0.64%
Non-Performing Assets to Assets	0.91%
Non-Performing Loans to Capital	7.05%
Non-Performing Loans to Loans	1.35%

Balance Sheet	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	889.27M
Total Deposits	777.11M

Capital and Reserves	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Capital	106.29M
Leverage Ratio	12.11
Loan Loss Reserves to Loans	1.36%

Liquidity	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.60%
Liquidity Ratio	8.73%

Profitability	Financial Center First Credit Union Indianapolis, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.55%
Net Income	980.00K
Net Interest Spread	4.46%
Operating Profit to Average Assets	0.49%
Overhead Efficiency Ratio	89.28%
Return on Assets	0.14%
Return on Equity	1.33%