B
Financial Center First Credit Union
Rating Date
July 2025
Net Capital
Ratio
10.32
Leverage
Ratio
10.70
Return On
Assets
0.06%
Total
Assets
901.39M
Capital
93.05M
Total
Deposits
783.35M
Net
Income
131.00K
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Weiss Ratings Financial Center First Credit Union
Indianapolis, IN 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 8.20
Liquidity Index 4.40
Profitability Index 3.10
Stability Index 6.50
Company Info Financial Center First Credit Union
Indianapolis, IN 		Click to
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NCUA Charter Number 1801
Phone Number (317) 916-7700
Website www.fcfcu.com
Asset Quality Financial Center First Credit Union
Indianapolis, IN 		Click to
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1-Year Asset Growth 3.25%
5-Year Asset Growth 8.54%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 5.10%
Non-Performing Loans to Loans 0.94%
Balance Sheet Financial Center First Credit Union
Indianapolis, IN 		Click to
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Total Assets 901.39M
Total Deposits 783.35M
Capital and Reserves Financial Center First Credit Union
Indianapolis, IN 		Click to
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Capital 93.05M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 1.53%
Liquidity Financial Center First Credit Union
Indianapolis, IN 		Click to
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Hot Money Ratio 14.36%
Liquidity Ratio 25.77%
Profitability Financial Center First Credit Union
Indianapolis, IN 		Click to
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5-Year Return on Average Assets 0.55%
Net Income 131.00K
Net Interest Spread 4.41%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 88.69%
Return on Assets 0.06%
Return on Equity 0.57%