C
Williamsville Federal Credit Union
AmherstNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Williamsville Federal Credit Union
Amherst, NY
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.00
Profitability Index 2.40
Stability Index 5.70
Company Info Williamsville Federal Credit Union
Amherst, NY
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NCUA Charter Number 1805
Phone Number (716) 691-3110
Website www.williamsvillefcu.com
Asset Quality Williamsville Federal Credit Union
Amherst, NY
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1-Year Asset Growth -4.85%
5-Year Asset Growth -1.78%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 1.89%
Non-Performing Loans to Loans 0.45%
Balance Sheet Williamsville Federal Credit Union
Amherst, NY
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Total Assets 10.75M
Total Deposits 9.40M
Capital and Reserves Williamsville Federal Credit Union
Amherst, NY
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Capital 1.35M
Leverage Ratio 12.53
Loan Loss Reserves to Loans 0.49%
Liquidity Williamsville Federal Credit Union
Amherst, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 49.90%
Profitability Williamsville Federal Credit Union
Amherst, NY
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5-Year Return on Average Assets 0.06%
Net Income 13.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.14%
Overhead Efficiency Ratio 95.59%
Return on Assets 0.15%
Return on Equity 1.30%