B
North East Welch Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
17.17
Leverage
Ratio
17.17
Return On
Assets
2.01%
Total
Assets
23.62M
Capital
4.06M
Total
Deposits
19.41M
Net
Income
362.00K
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Weiss Ratings North East Welch Federal Credit Union
North East, PA 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 10.00
Stability Index 6.30
Company Info North East Welch Federal Credit Union
North East, PA 		Click to
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NCUA Charter Number 1814
Phone Number (814) 725-8190
Website www.newelchfcu.com
Asset Quality North East Welch Federal Credit Union
North East, PA 		Click to
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1-Year Asset Growth 1.30%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 2.65%
Non-Performing Loans to Loans 0.79%
Balance Sheet North East Welch Federal Credit Union
North East, PA 		Click to
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Total Assets 23.62M
Total Deposits 19.41M
Capital and Reserves North East Welch Federal Credit Union
North East, PA 		Click to
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Capital 4.06M
Leverage Ratio 17.17
Loan Loss Reserves to Loans 0.91%
Liquidity North East Welch Federal Credit Union
North East, PA 		Click to
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Hot Money Ratio 1.66%
Liquidity Ratio 24.37%
Profitability North East Welch Federal Credit Union
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5-Year Return on Average Assets 0.80%
Net Income 362.00K
Net Interest Spread 5.40%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 64.82%
Return on Assets 2.01%
Return on Equity 12.45%