B
North East Welch Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
15.62
Leverage
Ratio
15.62
Return On
Assets
2.11%
Total
Assets
24.46M
Capital
3.82M
Total
Deposits
20.55M
Net
Income
127.00K
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Weiss Ratings North East Welch Federal Credit Union
North East, PA 		Click to
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 9.60
Stability Index 6.30
Company Info North East Welch Federal Credit Union
North East, PA 		Click to
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NCUA Charter Number 1814
Phone Number (814) 725-8190
Website www.newelchfcu.com
Asset Quality North East Welch Federal Credit Union
North East, PA 		Click to
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1-Year Asset Growth 0.97%
5-Year Asset Growth 6.02%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 5.74%
Non-Performing Loans to Loans 1.42%
Balance Sheet North East Welch Federal Credit Union
North East, PA 		Click to
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Total Assets 24.46M
Total Deposits 20.55M
Capital and Reserves North East Welch Federal Credit Union
North East, PA 		Click to
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Capital 3.82M
Leverage Ratio 15.62
Loan Loss Reserves to Loans 0.95%
Liquidity North East Welch Federal Credit Union
North East, PA 		Click to
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Hot Money Ratio 1.58%
Liquidity Ratio 27.99%
Profitability North East Welch Federal Credit Union
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5-Year Return on Average Assets 0.80%
Net Income 127.00K
Net Interest Spread 5.28%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 69.91%
Return on Assets 2.11%
Return on Equity 13.52%