Niagara's Choice Federal Credit Union

Niagara Falls, NY

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.90
Capitalization Index	4.20
Liquidity Index	3.40
Profitability Index	2.90
Stability Index	3.70

Company Info	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1815
Phone Number	(716) 284-4110
Website	www.niagaraschoice.org/

Asset Quality	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.47%
5-Year Asset Growth	6.01%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.53%
Non-Performing Assets to Assets	0.59%
Non-Performing Loans to Capital	8.08%
Non-Performing Loans to Loans	0.99%

Balance Sheet	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	259.69M
Total Deposits	241.63M

Capital and Reserves	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Capital	16.80M
Leverage Ratio	9.58
Loan Loss Reserves to Loans	1.31%

Liquidity	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	4.73%
Liquidity Ratio	14.06%

Profitability	Niagara's Choice Federal Credit Union Niagara Falls, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.64%
Net Income	76.00K
Net Interest Spread	3.24%
Operating Profit to Average Assets	0.47%
Overhead Efficiency Ratio	87.58%
Return on Assets	0.12%
Return on Equity	1.82%