C
Niagara's Choice Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.14
Leverage
Ratio
10.30
Return On
Assets
0.57%
Total
Assets
251.46M
Capital
20.46M
Total
Deposits
229.53M
Net
Income
1.09M
My Lists My Alerts
Weiss Ratings Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.70
Capitalization Index 5.80
Liquidity Index 3.60
Profitability Index 4.40
Stability Index 5.00
Company Info Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1815
Phone Number (716) 284-4110
Website www.niagaraschoice.org/
Asset Quality Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -3.19%
5-Year Asset Growth 6.01%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 10.06%
Non-Performing Loans to Loans 1.53%
Balance Sheet Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 251.46M
Total Deposits 229.53M
Capital and Reserves Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 20.46M
Leverage Ratio 10.30
Loan Loss Reserves to Loans 1.28%
Liquidity Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 3.62%
Liquidity Ratio 16.58%
Profitability Niagara's Choice Federal Credit Union
Niagara Falls, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 1.09M
Net Interest Spread 3.48%
Operating Profit to Average Assets 0.70%
Overhead Efficiency Ratio 82.49%
Return on Assets 0.57%
Return on Equity 8.24%