A
Electrical Federal Credit Union
ArvadaCO
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 8.30
Stability Index 6.40
Company Info Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1816
Phone Number (303) 428-5080
Website www.electricalfcu.org
Asset Quality Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.95%
5-Year Asset Growth 4.24%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.44%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.46%
Balance Sheet Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 51.83M
Total Deposits 45.11M
Capital and Reserves Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 6.71M
Leverage Ratio 12.95
Loan Loss Reserves to Loans 0.45%
Liquidity Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.43%
Liquidity Ratio 25.34%
Profitability Electrical Federal Credit Union
Arvada, CO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.83%
Net Income 428.00K
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 68.89%
Return on Assets 1.12%
Return on Equity 8.78%