| Weiss Ratings |
Electrical Federal Credit Union
Arvada, CO |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 6.00 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 5.90 | |||
| Company Info |
Electrical Federal Credit Union
Arvada, CO |
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| NCUA Charter Number | 1816 | |||
| Phone Number | (303) 428-5080 | |||
| Website | www.electricalfcu.org | |||
| Asset Quality |
Electrical Federal Credit Union
Arvada, CO |
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| 1-Year Asset Growth | -0.14% | |||
| 5-Year Asset Growth | 4.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.44% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 5.91% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
Electrical Federal Credit Union
Arvada, CO |
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| Total Assets | 50.50M | |||
| Total Deposits | 44.34M | |||
| Capital and Reserves |
Electrical Federal Credit Union
Arvada, CO |
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| Capital | 5.86M | |||
| Leverage Ratio | 11.59 | |||
| Loan Loss Reserves to Loans | 0.34% | |||
| Liquidity |
Electrical Federal Credit Union
Arvada, CO |
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| Hot Money Ratio | 2.60% | |||
| Liquidity Ratio | 38.70% | |||
| Profitability |
Electrical Federal Credit Union
Arvada, CO |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 77.00K | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 80.54% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 5.29% | |||